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Find The Best Credit Cards in Singapore 2024

SingSaver is a personal finance platform for finding the best credit card promotions in Singapore. Compare deals, promotions, and credit card benefits to make informed decisions and unlock additional rewards when you sign-up for a credit card through SingSaver!

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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

FEATURED
Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

FEATURED
Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Cashback Base Rate
1.5  %
info
Cashback Overseas
1.5  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$420
Up to S$420

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

FEATURED
HSBC Revolution Credit Card

HSBC Revolution Credit Card

Airmiles Local Online Shopping
4  miles per dollar
info
Cashback Local
2.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Cashback Base Rate
1.5  %
info
Cashback Overseas
1.5  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$420
Up to S$420

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Airmiles Local Online Shopping
4  miles per dollar
info
Cashback Local
2.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

CIMB Visa Signature Card

CIMB Visa Signature Card

Cashback Travel
10  %
info
Cashback Overseas
0.2  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)

Valid until

31 March 2024

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Online shopping rebate

check

Supermarket rebate

check

Annual Fee waiver

remove

Rebate cap applied

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
6  %
Cashback Overseas
0.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Public transportation

check

Installment

check

No Annual Fee

Citi Cash Back+ Card

Citi Cash Back+ Card

Cashback Base Rate
1.6  %
info
Cashback Local
1.6  %
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

Airmiles Overseas
2.4  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

CIMB World Mastercard

CIMB World Mastercard

Cashback Local
2  %
info
Cashback Overseas
1  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)

Valid until

31 March 2024

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

Food delivery

check

Annual Fee waiver

remove

Monthly spend required

OCBC INFINITY Cashback Credit Card

OCBC INFINITY Cashback Credit Card

Cashback Base Rate
1.6  %
info
Monthly Spend Required
S$ 0
Min. Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual fee waiver

Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

3 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Cabin-In 54/23 Luggage (worth S$369)
+PLUS Chelsea Cabin-In 54/23 Luggage (worth S$369)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$160
Up to S$160

Valid until

31 March 2024

Welcome Offer
Up to 45,000 miles
Up to 45,000 miles

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Citi Rewards Card

Citi Rewards Card

Rewards Points Local Spending
10  points per dollar
info
Rewards Points Retail
10  points per dollar
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

HSBC Advance Credit Card

HSBC Advance Credit Card

Cashback Local
2.5  %
info
Cashback Overseas
2.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

No monthly spend required

check

Travel insurance

check

Annual Fee waiver

remove

Rebate cap applied

CIMB Visa Infinite Card

CIMB Visa Infinite Card

Cashback Local
Unlimited 2  %
Cashback Travel
Unlimited 2  %
info
Minimum Annual Income
S$ 120,000
Annual Fee
No Annual Fee

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)
+PLUS Chelsea Check-In 60/25 Luggage (worth S$449)

Valid until

31 March 2024

Best Deal Guarantee
S$280 cash via PayNow
S$280 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

Airport lounge

check

Travel insurance

check

Annual Fee waiver

Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Rewards Points Overseas Spending
10  points per dollar
info
Rewards Points Dining
5  points per dollar
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

31 March 2024

Best Deal Guarantee
Apple AirPods Pro 2nd Gen (worth S$365.70)
Apple AirPods Pro 2nd Gen (worth S$365.70)

Valid until

31 March 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

31 March 2024

Things to consider for this product:

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

American Express True Cashback Card

American Express True Cashback Card

Cashback Base Rate
1.5  %
info
Complimentary Travel Insurance
Yes
Monthly Spend Required
None
Annual Fee
S$ 174.4
info

2 Offers Available

March Madness Grand Lucky Draw
1x chance to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
1x chance to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
S$150 Cash via PayNow
S$150 Cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Travel insurance

remove

Annual Fee required

Maybank Horizon Visa Signature Card

Maybank Horizon Visa Signature Card

Airmiles Overseas
3.2  miles per dollar
info
Airmiles Dining
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Overseas/Foreign spend

check

Air tickets

check

Dining

remove

Rebate cap applied

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

Airmiles Local
1.1  miles per dollar
Airmiles Overseas
2  miles per dollar
info
Air Miles Conversion Fee
No Fee
Annual Fee
S$ 174.4
info

Offer Available

Welcome Offer
Receive up to 17,000 KrisFlyer miles + S$100 eCapitaVoucher
Receive up to 17,000 KrisFlyer miles + S$100 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

No monthly spend required

check

Retail discount

remove

Annual Fee required

UOB One Card

UOB One Card

Cashback Local
10  %
info
Cashback Overseas
0.03  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Welcome Offer
15% cashback
15% cashback

Valid until

31 March 2024

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

Citi Cash Back Card

Citi Cash Back Card

Cashback Local
8  %
info
Cashback Overseas
6  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

High-value gift

remove

Rebate cap applied

American Express Singapore Airlines Business Credit Card

American Express Singapore Airlines Business Credit Card

Airmiles Flight Booking
Up to 8.5  HighFlyer points
info
Airmiles Travel
1.8  HighFlyer points
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 304.59
info

2 Offers Available

Welcome Offer
68,000 HighFlyer points (worth S$647)
68,000 HighFlyer points (worth S$647)

Valid until

29 May 2024

Welcome Offer
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points
Samsonite Choca Spinner 68/25 (worth S$700) and 10,800 HighFlyer points

Valid until

29 May 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Air ticket rebate

remove

Rebate cap applied

UOB Lady's Card

UOB Lady's Card

Rewards Points Overseas Spending
UNI$ 15  for every S$5 spent
info
Rewards Points Transport
UNI$ 15  for every S$5 spent
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

Maybank Family & Friends Card

Maybank Family & Friends Card

Cashback Local
8  %
info
Cashback Overseas
8  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Local spending rebate

check

Annual Fee waiver

remove

Rebate cap applied

remove

Monthly spend required

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

Airmiles Travel
3  miles per dollar
info
Airmiles Dining
3  miles per dollar
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Annual Fee waiver

remove

Monthly spend required

Maybank Manchester United Platinum Visa Credit Card

Maybank Manchester United Platinum Visa Credit Card

Annual Fee Waiver
2 years
Cashback Overseas
Up to 3  %
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 87.2
info

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Travel insurance

American Express Platinum Card

American Express Platinum Card

Rewards Points Retail
Up to 20  points per dollar
info
Rewards Points Travel
5  points per dollar
info
Airport Lounge Access
Unlimited
info
Annual Fee
S$ 1,744

Offer Available

Welcome Offer
Get up to 135,000 Membership Rewards® points
Get up to 135,000 Membership Rewards® points

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Dining savings

check

Airport lounge

remove

Annual Fee required

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card

Airmiles Overseas
2.4  miles per dollar
Minimum Annual Income
S$ 120,000
Annual Fee
S$ 654
info

Things to consider for this product:

check

Airport lounge

check

Bonus air miles

check

Overseas rebate

remove

Annual Fee required

UOB Absolute Cashback Card

UOB Absolute Cashback Card

Cashback Local
1.7  %
Cashback Overseas
1.7  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Insurance rebate

check

Local spending rebate

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Cashback Local
5  %
Cashback Overseas
5  %
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

check

Dining rebate

check

Supermarket rebate

check

Petrol rebate

remove

Rebate cap applied

UOB EVOL Card

UOB EVOL Card

Cashback Local Online Shopping
8  %
info
Cashback Digital Wallet
8  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

remove

Monthly spend required

remove

Rebate cap applied

Maybank Platinum Visa Card

Maybank Platinum Visa Card

Cashback Local
Up to 3.33  %
info
Cashback Overseas
Up to 3.33  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 21.8
info

Things to consider for this product:

check

Local spending rebate

check

Overseas rebate

check

Annual Fee waiver

remove

Rebate cap applied

UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 261.6
info

2 Offers Available

Welcome Offer
30,000 miles with annual fee waiver
30,000 miles with annual fee waiver

Valid until

31 March 2024

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

American Express Platinum Credit Card

American Express Platinum Credit Card

Rewards Points Retail
10  points per dollar
info
Rewards Points Dining
10  points per dollar
info
Minimum Annual Income
Conditional
info
Annual Fee
S$ 327

Offer Available

Welcome Offer
Up to S$400 eCapitaVoucher + 1,250 Membership Rewards® Points
Up to S$400 eCapitaVoucher + 1,250 Membership Rewards® Points

Valid until

31 March 2024

Things to consider for this product:

check

Unlimited air miles

check

Dining savings

remove

Annual Fee required

DCS Ultimate Platinum UnionPay Card

DCS Ultimate Platinum UnionPay Card

Complimentary Travel Insurance
Up to S$1,000,000
Cashback Overseas
2  %
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
info
Minimum Annual Income
Conditional
info
Annual Fee
S$ 343.35

Offer Available

Welcome Offer
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers

Valid until

31 March 2024

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

DBS Live Fresh Card

DBS Live Fresh Card

Cashback Dining
0.3  %
info
Cashback Retail
Up to 6  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Online Rebate

check

Shopping

check

Public transportation

remove

Rebate cap applied

remove

Monthly spend required

POSB Everyday Card

POSB Everyday Card

Cashback Base Rate
0.3  %
info
Cashback Local
Up to 10  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Food delivery

check

Online shopping rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS Esso Card

DBS Esso Card

Fuel Savings
Up to 21.6  %
info
Annual Fee Waiver
1 year
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$120 cash rebate
S$120 cash rebate

Valid until

30 April 2024

Things to consider for this product:

check

Petrol savings

remove

Annual Fee required

DBS yuu American Express Card

DBS yuu American Express Card

Cashback Local
Up to 18  %
info
Cashback Base Rate
0.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Welcome Offer
S$60 cashback
S$60 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS yuu Visa Card

DBS yuu Visa Card

Cashback Local
Up to 18  %
info
Cashback Base Rate
0.5  %
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Offer Available

Welcome Offer
S$388 cashback
S$388 cashback

Valid until

31 May 2024

Things to consider for this product:

check

Supermarket rebate

check

Dining rebate

remove

Rebate cap applied

remove

Monthly spend required

DBS Vantage Visa Infinite Card

DBS Vantage Visa Infinite Card

Cashback Local
1.5  %
info
Airmiles Local
1.5  miles per dollar
info
Minimum Annual Income
S$ 120,000
Annual Fee
S$ 599.5
info

Offer Available

Welcome Offer
Up to 85,000 miles
Up to 85,000 miles

Valid until

31 May 2024

Things to consider for this product:

check

Bonus air miles

check

Local spending rebate

check

Overseas rebate

check

Airport lounge

DBS Woman's World Card

DBS Woman's World Card

Cashback Base Rate
0.17  %
info
Cashback Overseas
0.5  %
info
Minimum Annual Income
S$ 80,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DCS Ultimate Platinum Mastercard

DCS Ultimate Platinum Mastercard

Cashback Overseas
2  %
info
Complimentary Travel Insurance
Up to S$1,000,000
Cashback Base Rate
2  %
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

DCS Ultimate Platinum UnionPay Card

DCS Ultimate Platinum UnionPay Card

Cashback Base Rate
2  %
info
Cashback Overseas
2  %
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Online shopping rebate

check

Travel insurance

check

No monthly spend required

remove

Rebate cap applied

DBS Woman's Card

DBS Woman's Card

Rewards Points Travel
Up to 5  DBS Points
info
Rewards Points Taxi Ride Sharing
Up to 5  DBS Points
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 163.5
info

Things to consider for this product:

check

Online shopping rebate

check

Overseas rebate

check

Installment

remove

Rebate cap applied

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
Up to 53,000 miles
Up to 53,000 miles

Valid until

31 May 2024

Welcome Offer
Up to 43,000 miles plus first-year annual fee waiver
Up to 43,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

DBS Altitude American Express Card

DBS Altitude American Express Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

Welcome Offer
Up to 60,000 miles
Up to 60,000 miles

Valid until

31 May 2024

Welcome Offer
Up to 50,000 miles plus first-year annual fee waiver
Up to 50,000 miles plus first-year annual fee waiver

Valid until

31 May 2024

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 261.6
info

2 Offers Available

Welcome Offer
30,000 miles with annual fee waiver
30,000 miles with annual fee waiver

Valid until

31 March 2024

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

Airmiles Local
1.4  miles per dollar
Airmiles Overseas
2.4  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 261.6
info

2 Offers Available

Welcome Offer
30,000 miles with annual fee waiver
30,000 miles with annual fee waiver

Valid until

31 March 2024

Welcome Offer
50,000 miles upon SMS registration and fulfilling spend requirement
50,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

DCS CASHBACK Card

DCS CASHBACK Card

Airport Lounge Access
1  visits per year
Complimentary Travel Insurance
Up to S$1,000,000
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Travel insurance

check

Airport lounge

remove

Monthly spend required

remove

Rebate cap applied

Maybank FC Barcelona Visa Signature Card

Maybank FC Barcelona Visa Signature Card

Rewards Points Overseas Spending
10  TREATS Points per S$5
info
Annual Fee Waiver
2 years
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 130.8
info

Things to consider for this product:

check

Annual Fee waiver

check

No monthly spend required

check

No rebate cap

check

Overseas rebate

DCS Sheng Siong Card

DCS Sheng Siong Card

Cashback Base Rate
5  %
Cashback Local
5  %
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

Maybank DUO Platinum MasterCard

Maybank DUO Platinum MasterCard

Cashback Petrol
5  %
info
Cashback Overseas
1.5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 130.8
info

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Travel insurance

check

Annual Fee waiver

DCS DON DON DONKI Card

DCS DON DON DONKI Card

Cashback Overseas
5  %
Cashback Local
5  %
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

DCS Sheng Siong Card

DCS Sheng Siong Card

Cashback Base Rate
5  %
Cashback Local
5  %
info
Minimum Annual Income
S$ 30,000
info
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

Maybank World MasterCard

Maybank World MasterCard

Rewards Points Dining
50  TREATS Points per S$5 spent
info
Rewards Points Retail
50  TREATS Points per S$5 spent
info
Minimum Annual Income
S$ 80,000
Annual Fee
S$ 261.6
info

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

DBS Live Fresh Student Card

DBS Live Fresh Student Card

Cashback Local Online Shopping
5  %
info
Cashback Contactless Spend
5  %
info
Minimum Annual Income
None
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Mobile contactless rebate

check

Local spending rebate

check

No income required

remove

Rebate cap applied

OCBC 365 Credit Card

OCBC 365 Credit Card

Cashback Petrol
6  %
info
Cashback Dining
5  %
info
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

OCBC Rewards Credit Card

OCBC Rewards Credit Card

Airmiles Local Online Shopping
4  miles per dollar
info
Airmiles Retail
4  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Retail rebate

check

Online shopping rebate

check

Gift: Apple product

check

No monthly spend required

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Overseas
2.1  miles per dollar
Airmiles Local
1.3  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Unlimited air miles

check

No expiry air miles

check

Bonus air miles

check

Gift: Apple product

OCBC 90°N Mastercard

OCBC 90°N Mastercard

Airmiles Overseas
2.1  miles per dollar
info
Airmiles Local
1.3  miles per dollar
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

No expiry air miles

check

Unlimited air miles

check

Gift: Apple product

check

No monthly spend required

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

Types of Credit Card Promotions

Exploring credit card promotions reveals a variety of enticing offers, from welcome gifts to exclusive discounts. This overview delves into the diverse "Types of Credit Card Promotions," shedding light on strategies used by issuers to attract and reward cardholders.

 

Promotional Sign-Up Bonuses

Many credit card issuers in Singapore entice new applicants with attractive sign-up bonuses. These bonuses often include cash rewards, welcome gifts, or bonus points, making them an appealing incentive for individuals considering a new credit card.

Cashback Promotions

Credit card companies often run cashback promotions, offering users the chance to earn extra cash back on specific spending categories or at selected merchants. These offers provide a tangible benefit for cardholders looking to maximize savings.

Rewards Points and Miles Promotions

Periodic promotions may allow credit card users to earn bonus points or miles, enhancing their rewards accrual. These promotions often target specific spending categories or partnerships, providing users with additional value for their transactions.

Interest-Free Installment Plans

Some credit cards offer promotions allowing users to make purchases with interest-free installment plans. This can be especially attractive for big-ticket items, allowing cardholders to spread payments over several months without incurring interest charges.

Discounts and Exclusive Offers

Exclusive discounts and privileges at partner merchants are common promotional features offered by credit cards. These promotions provide cardholders with special perks, such as discounted rates, early access to sales, or exclusive events.

Welcome Gifts and Vouchers

Credit card promotions often include welcome gifts or vouchers upon card approval. These gifts can range from shopping vouchers and dining discounts to electronic gadgets, adding an extra layer of appeal for potential cardholders.

Travel Benefits and Promotions

Travel-centric credit cards frequently offer promotions related to travel benefits, such as complimentary travel insurance or bonus miles for specific bookings. These promotions cater to individuals seeking to maximize their rewards while traveling.

Seasonal and Holiday Promotions

During festive seasons or special holidays, credit card issuers may roll out seasonal promotions. These promotions could include increased cashback rates, exclusive holiday-themed rewards, or special partnerships with retailers.

Referral Programs

Referral programs encourage existing cardholders to refer friends and family. In return, both the referrer and the new cardholder may receive rewards, such as cash incentives, bonus points, or other promotional perks.

How Do I Redeem Credit Card Sign-up Rewards With Singsaver?

You can redeem a gift or reward when you sign up for a new credit card with SingSaver. To qualify, you must be a new-to-bank customer, apply for a new credit card, and meet the campaign or reward requirements.  After selecting your desired credit card or sign-up reward, click the "Apply Now" button, fill out the necessary forms on both SingSaver and the bank's website, and fulfil the campaign requirements to receive your gift. Please allow 2 to 3 months for your reward to be processed.

How To Know If You Are Eligible To Receive a Singsaver Credit Card Promotion Reward?

To be eligible for your reward, you need to be:
  • A new customer to the bank
  • Apply for a new credit card via SingSaver
  • Meet the required campaign or reward criteria
  • Last but not least, you must fill out the rewards redemption form sent to your registered email address within the initial 14 days of applying for the card. This form will ask for your unique application reference number.

Read this guide if you’re not sure how to find this application number.

When Will I Receive My Rewards From a Credit Card Sign-up Promotion With Singsaver?

After meeting the qualifying requirements of the promotion, please allow up to 2-3 months before receiving an email on how to claim your reward. Successful applicants must ensure that the eligible card remains valid and in good standing (not cancelled or blocked) at the time of gift fulfilment.

Apart From Promotions, How Else Can You Get More Value Out Of Your Credit Card?

 

Choose the Right Card

Select a credit card that aligns with your spending habits and offers rewards or benefits that suit your lifestyle, whether it's cash back, travel rewards, or other perks.

Understand Rewards Programs

Familiarize yourself with your credit card's rewards program to maximize points or cash back. Pay attention to bonus categories and promotions to make the most of your spending.

Pay in Full and On Time

Avoid interest charges by paying your credit card balance in full and on time each month. This not only saves money but also contributes positively to your credit score.

Take Advantage of Sign-Up Bonuses

Many credit cards offer sign-up bonuses for new cardholders. Capitalize on these incentives by meeting the required spending threshold within the specified time frame.

Utilize Introductory Offers

Some credit cards provide introductory 0% APR periods for purchases or balance transfers. Take advantage of these offers to save on interest charges.

Monitor Your Spending

Keep track of your credit card spending to stay within your budget. Regularly review statements for any unauthorized charges or errors.

Redeem Rewards Strategically

When redeeming rewards, explore options that provide the best value. This could involve using points for travel, cash back, or other redemption options, depending on the card's features.

Consider Complementary Cards

Depending on your needs, consider having multiple cards to take advantage of various rewards programs and benefits. Just be mindful of fees and manage them wisely.

Utilize Cardholder Benefits

Familiarize yourself with the additional benefits offered by your credit card, such as travel insurance, purchase protection, or extended warranties. These perks can add significant value.

Negotiate Annual Fees

If your card has an annual fee, inquire about the possibility of a fee reduction or waiver, especially if you are a long-time and responsible cardholder.

What are the Most Common Types of Credit Cards in Singapore?

In Singapore, a variety of credit cards cater to different needs, offering benefits like cashback and travel perks. This overview highlights the most common types, helping consumers make informed choices based on their preferences.

Cashback Credit Cards

Cashback credit cards in Singapore offer users a straightforward way to earn a percentage of their spending back as cash rewards. These cards are popular for their simplicity, providing tangible returns on everyday purchases, from groceries to dining and more.

UOB One Card

UOB One Card

Cashback Base Rate
0.03  %
info
Cashback Overseas
0.03  %
info
Cashback Local
10  %
info

2 Offers Available

Welcome Offer
S$350 cash credit
S$350 cash credit

Valid until

31 March 2024

Welcome Offer
15% cashback
15% cashback

Valid until

31 March 2024

Things to consider for this product:

check

Supermarket rebate

check

Grab/taxi rebate

remove

Monthly spend required

remove

Rebate cap applied

Cashback Credit Cards are Recommended For:

Cashback Credit Cards are recommended for individuals who prioritize cashback benefits in their credit card usage. This card is especially attractive for those who have consistent and predictable spending patterns, as it offers tiered cashback rewards based on monthly spending.

Featured Card

Click to read more about the UOB One Card.

Rewards Credit Cards

Rewards credit cards allow users to accumulate points or miles for each transaction, offering a versatile range of redemption options. Whether it's shopping vouchers, merchandise, or travel perks, these cards provide flexibility and the opportunity to tailor rewards to individual preferences.

Citi Rewards Card

Citi Rewards Card

Rewards Points Baseline
1  point per dollar
Rewards Points Online Shopping
10  points per dollar
Rewards Points Local Spending
10  points per dollar
info

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Dyson V8 Slim Fluffy (worth S$509)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

Travel insurance

check

Annual Fee waiver

check

High-value gift

Rewards Credit Cards are Recommended For:

Rewards credit cards are generally recommended for individuals who want to earn various perks, bonuses, or points for their everyday spending. Here are some key characteristics and considerations for individuals who might find rewards credit cards beneficial

Featured Card

Click to read more about the Citi Rewards Card.

Miles Credit Cards

Ideal for frequent travelers, miles credit cards accrue points that can be redeemed for airline miles and other travel-related benefits. These cards often come with additional perks like airport lounge access and travel insurance, enhancing the overall travel experience.

HSBC Revolution Credit Card

HSBC Revolution Credit Card

Airmiles Base Rate
0.4  miles per dollar
info
Airmiles Flight Booking
4  miles per dollar
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Air Miles Conversion Fee
S$ 40
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2 Offers Available

March Madness Grand Lucky Draw
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
2x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

31 March 2024

Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Nintendo Switch OLED (worth S$549)

Valid until

31 March 2024

Best Deal Guarantee
S$350 eCapitaVoucher
S$350 eCapitaVoucher

Valid until

31 March 2024

Things to consider for this product:

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Mobile contactless rebate

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Online shopping rebate

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Travel rebate

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No Annual Fee

Miles Credit Cards are Recommended For:

Miles credit cards are typically recommended for individuals who frequently travel and want to earn airline miles or points for their spending. Here are some key characteristics and considerations for those who might find miles credit cards beneficial.

Featured Card

Click to read more about the HSBC Revolution Credit Card.

Travel Credit Cards

Tailored for globetrotters, travel credit cards provide a comprehensive suite of benefits, including air miles, hotel discounts, travel insurance, and exclusive access to airport lounges. These cards cater to individuals seeking to optimize their travel-related expenses.

See All Prizes
 
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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

Citi PremierMiles Card

Citi PremierMiles Card

Airport Lounge Access
2  visits per year*
info
Airmiles Base Rate
1.2  miles per dollar
Complimentary Travel Insurance
Up to S$1,000,000

2 Offers Available

March Madness Grand Lucky Draw
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
3x chances to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)

Valid until

31 March 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

31 March 2024

Best Deal Guarantee
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)
Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

31 March 2024

Best Deal Guarantee
S$400 eCapitaVoucher
S$400 eCapitaVoucher

Valid until

31 March 2024

Best Deal Guarantee
S$300 cash via PayNow
S$300 cash via PayNow

Valid until

31 March 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

Travel Credit Cards are Recommended For:

Travel credit cards are recommended for individuals who frequently travel and want to enjoy a range of benefits and rewards beyond just earning miles such as airport lounge access and flight and hotel bookings.

Featured Card

Click to read more about the Citi PremierMiles Card.

Best Credit Cards to Apply For in Singapore

Credit card
Best for
Unlimited cashback on most purchases, no minimum spend and no cashback cap
Highest unlimited cashback on all spend, including insurance premiums, education fees, medical bills, etc.
Great for big-ticket purchases e.g. weddings
Decent cash rebate on family expenses
Versatile cashback; on dining and groceries worldwide; on unique categories like EV charging, streaming subscriptions, pharmacies, and more 
High 10% cashback on online shopping and groceries; even on cruises and vet services
Highest unlimited cashback on daily spend and entertainment with minimum S$1,000 spend per month
Highest unlimited cashback for travel and shopping overseas
Big savings on groceries, dining, and fuel
Great for homemakers and working adults
Consistent cashback on five (out of 10) selected categories and Malaysian Ringgit
Great for young working adults and online shoppers
 
High cashback on online and mobile contactless transactions with low minimum S$600 spend requirement
Highest cashback card on the market for everyday expenses
Reliable, fuss-free cashback for everyday expenses
Great for public transport and eco-conscious
If you drive and pump petrol at Esso kiosks frequently
For loyal FairPrice grocery shoppers
Switching flexibly between cashback or miles
High unlimited cashback with complimentary travel insurance coverage
If you're regular customer at Don Don Donki
If you regularly shop for groceries at Sheng Siong supermarkets
Credit card
Best for
Highest miles earn rate for online travel bookings via Kaligo and Agoda
Travel credit card with bonus 3 mpd on selected online local transport, groceries, and food delivery transactions
Above average miles earn rate on local and foreign spend
OCBC 90°N Visa Credit Card
OCBC 90°N Mastercard
Decent travel credit card; accelerated miles for Agoda bookings
UOB PRVI Miles Mastercard
UOB PRVI Miles Visa Credit Card
UOB PRVI Miles AMEX Credit Card
Highest miles earn rate among travel credit cards; especially for major airline and hotel bookings via Agoda, Expedia, and UOB Travel
HSBC Revolution Credit Card Earning 4 mpd on most online and contactless payments
Citi Rewards Credit Card

💯 Pairing with Instarem amaze Card

Consistent, all-rounded miles card for online transactions

UOB Lady's Credit Card

Highest miles earn rate for chosen category (e.g. shopping, family, travel, etc.)

OCBC Titanium Rewards Credit Card Shopaholics who love rewards
Overseas and air ticket purchases (from all airlines); local everyday expenses
Loyal travellers with Singapore Airlines and Scoot
Travelling overseas during the school holidays (June & December period)
Switching flexibly between cashback or miles

Dining Credit Cards

Dining credit cards focus on rewarding users for their food and entertainment expenses. With perks such as cashback, discounts, or bonus points for dining out or attending events, these cards are a favorite among those who enjoy culinary experiences and entertainment.

OCBC 365 Credit Card

OCBC 365 Credit Card

Cashback Dining
5  %
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Cashback Base Rate
0.25  %
Cashback Supermarket
3  %
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Things to consider for this product:

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Petrol rebate

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Dining rebate

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Gift: Apple product

remove

Monthly spend required

Dining Credit Cards are Recommended For:

Dining credit cards are recommended for individuals who frequently dine out, whether at restaurants, cafes, or other food establishments. Here are key considerations for those who might find dining credit cards beneficial.

Featured Card

Click to read more about the OCBC 365 Credit Card.

Petrol Credit Cards

Petrol credit cards target motorists by offering rewards, cashback, or discounts on fuel purchases. These cards aim to ease the financial burden of rising fuel costs, making them popular among individuals who frequently use their vehicles.

DBS Esso Card

DBS Esso Card

Fuel Savings
Up to 21.6  %
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Rewards Points Petrol
1  Smiles Point
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Offer Available

Welcome Offer
S$120 cash rebate
S$120 cash rebate

Valid until

30 April 2024

Things to consider for this product:

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Petrol savings

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Annual Fee required

Petrol Credit Cards are Recommended For:

Petrol credit cards are recommended for individuals who frequently use their vehicles for commuting or travel by offering specific benefits and rewards related to fuel expenses. Here are key considerations for those who might find petrol credit cards beneficial.

Featured Card

Click to read more about the DBS Esso Card.

Shopping Credit Cards

Shopping credit cards focus on rewarding users for retail expenditures, both online and in-store. With cashback, discounts, or rewards for purchases at various retailers, these cards appeal to avid shoppers looking to maximize savings.

Maybank Family & Friends Card

Maybank Family & Friends Card

Cashback Retail
8  %
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Cashback Local Online Shopping
8  %
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Cashback Overseas Online Shopping
8  %

Things to consider for this product:

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Local spending rebate

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Annual Fee waiver

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Rebate cap applied

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Monthly spend required

Shopping Credit Cards are Recommended For:

Shopping credit cards are recommended for individuals who enjoy frequent shopping and want to maximize their rewards, discounts, or cashback on retail purchases. Here are key considerations for those who might find shopping credit cards beneficial.

Featured Card

Click to read more about the Maybank Family & Friends Card.

Find Out More About Other Popular Types of Credit Cards with Singsaver

Find The Best Cards From Credit Card Providers

Guide to Credit Card Terminologies

This guide simplifies credit card terms, promoting financial literacy for responsible card use.

Credit Limit

The maximum amount of credit extended to a cardholder by the issuer. It represents the highest balance a cardholder can carry on their credit card.

Minimum Payment

The smallest amount a cardholder is required to pay each billing cycle to maintain the account in good standing. It is typically a percentage of the outstanding balance.

Interest Rate (APR)

Annual Percentage Rate (APR) is the cost of borrowing on the credit card expressed as an annual interest rate. It includes the interest and any applicable fees.

Grace Period

The period during which a cardholder can pay their credit card balance in full without incurring any interest charges. Typically, grace periods range from 21 to 25 days after the billing cycle ends.

Balance Transfer

The process of moving an existing credit card balance to another card, often with a lower interest rate. This can be used to consolidate debt or take advantage of promotional interest rates.

Cash Advance

A transaction where the cardholder withdraws cash from their credit card, either from an ATM or through a bank. Cash advances usually have higher interest rates and fees than regular purchases.

Annual Fee

A yearly fee charged by the credit card issuer for the privilege of having the credit card. Not all credit cards have annual fees.

Late Payment Fee

A fee charged when the cardholder fails to make the minimum payment by the due date.

Overdraft Fee

A fee charged when a cardholder exceeds their credit limit or available credit.

Credit Score

A numerical representation of an individual's creditworthiness, based on their credit history and financial behavior.

Statement Balance

The total amount owed on the credit card at the end of a billing cycle.

Billing Cycle

The period of time (usually a month) during which transactions are recorded, and a statement is generated.

Foreign Transaction Fee

A fee charged for transactions made in a foreign currency or processed by a foreign bank.

Credit Utilization Ratio

The ratio of the current credit card balance to the credit limit, expressed as a percentage. A lower ratio is generally considered favorable for credit scores.

Secured Credit Card

A credit card that requires a security deposit, usually used by individuals with limited or poor credit history to build or rebuild credit.

Frequently Asked Questions (FAQ)

Are there any drawbacks to signing up for too many credit cards?

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Signing up for too many credit cards can have drawbacks, including a potential negative impact on your credit score due to numerous hard inquiries and increased temptation to overspend with multiple credit limits. Managing payments, tracking due dates, and handling annual fees can become challenging, leading to late payments and financial stress.

Accumulating debt across various cards may result in higher interest payments, and having numerous cards can affect future loan approvals. Additionally, closing accounts to address these issues may negatively impact your credit score, necessitating careful consideration and strategic management when handling multiple credit cards. Responsible credit use and careful evaluation of card benefits are crucial to mitigating these potential drawbacks.

What credit card sign-up promotions are usually considered the best?

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The best credit card sign-up promotions typically feature substantial welcome bonuses, such as points, miles, or cash back. Some include perks like waived annual fees for the first year or introductory 0% APR periods.

It's worth noting that sign-up bonuses from platforms like SingSaver are often considered among the best, providing additional value. When assessing promotions, consider your spending habits and preferences to ensure the offer aligns with your financial goals.

How do credit cards work?

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Credit cards provide individuals with a predetermined line of credit for making purchases. Users can spend up to their approved limit and receive a monthly statement detailing transactions, total owed, and the minimum payment.

Timely payments are crucial to avoid interest on the remaining balance, impacting credit scores positively.

Rewards and benefits often accompany responsible card use, making it essential for users to understand terms and manage spending wisely.

Credit Cards vs Debit Cards

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Credit cards and debit cards are both payment cards, but they operate differently. A credit card allows users to borrow money up to a predetermined credit limit, and they must pay it back, potentially incurring interest if the full balance isn't paid by the due date.

Debit cards, on the other hand, are linked directly to the user's bank account, and purchases made with them withdraw funds immediately. Credit cards can help build credit history, offer rewards, and provide a grace period for payments, while debit cards provide direct access to one's own funds without the need to borrow.

Choosing between them depends on personal financial preferences and needs.

What credit card sign-up promotions are usually considered the best?

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There is no fixed definition of what the best sign-up promotion is – it depends entirely on the individual. Some people value cash rewards more, whereas others value high-value gifts like a Dyson Airwrap or an Apple iPad.